Bankruptcy, Tax Resolution & Estate Planning Attorney in Boulder

Boulder, Colorado Bankruptcy LawyerBoulder bankruptcy, estate planning, and tax resolution lawyer Clark Dray is approachable, and understanding, and thorough.  During the initial consultation, he will provide you with the information you need to make educated decisions about your legal matter in the most understandable, judgment-free way possible. No legal jargon, no pressure, just unbiased guidance from an experienced attorney.

The Boulder office is conveniently located off Foothills and Pearl Parkways with access from the Boulder Bike Path.

What Boulder area bankruptcy, estate planning, and tax resolution clients are saying about Attorney Clark Dray

They are so helpful and honest!! He will tell you if you need bankruptcy or if an easier option is better. He helped us through the whole process if your debating about bankruptcy you should call here!
Kym Shane
19:27 25 Oct 18
Clark helped me with my bankruptcy and I was very happy with his service. He made it so I could make payments to him over time, and there was no pressure to get the fees to him sooner than I could manage - I just had to wait start the processing until all fees were paid. During the process Clark was helpful in answering all my questions in a timely manner via email, and his availability to meet to exchange paperwork was very flexible. He made the whole process pretty painless, which is nice when you're going through something not so pleasant. I would definitely recommend Clark for anyone considering a bankruptcy.
Liz Sauter
20:43 30 Jan 18
Clark Dray made my Chapter 7 Bankruptcy go much smoother than expected. It was the last thing I wanted to do but Clark made the whole process much easier and affordable. He responds quickly to phone calls and emails. I highly recommend him if your thinking about filing.
Gena Lubken
04:51 19 Feb 18
Clark Dray was my first choice for a lawyer back in January when I decided to file for bankruptcy. I read the reviews that other people gave for him and I don't regret hiring him at all. He worked with me every step of the way. He never made me feel embarassed or ashamed. I sent him numerous emails asking him questions about the paperwork that I had to fill out and he was very quick to answer, usually within a few hours. Thank you so much Mr. Dray for getting me through this! Elaine M. Stein
Elaine Stein
23:33 12 Jun 17
I am not surprised at all by the fact that this gentleman has five-star reviews from every person that has commented on his extensive knowledge and expertise it clearly shows from the discussion I had with him. He was very patient and knowledgeable and kind with me. I had a great deal of questions and several issues I've been trying to deal with. Being treated with respect and not talked down to etc is very meaningful when trying to broach things that can be a difficult to discuss. I just wanted to show a little praise and appreciation for the time he offered and certainly say I think he is well worth considering.
Charles Stickles
17:58 27 Jan 16
Reviews of The Law Office of Clark Daniel Dray

Boulder Bankruptcy Lawyer

The most common form of bankruptcy is Chapter 7. In a Ch 7 bankruptcy, the vast majority of your debts, including credit cards, broken leases, medical debts, payday loans, and more are wiped out by the Court. It’s a fairly straightforward process, with your debts discharged about 90 days after filing in the majority of cases. Many people tend to be needlessly intimidated by the idea of a bankruptcy, but in the vast majority of cases you never step foot in a courtroom. The biggest mistake most people make related to Chapter 7 bankruptcy is putting it off for too long, suffering collection calls, lawsuits, and even wage garnishments when they could have a fresh start.

Chapter 13 bankruptcy gives you the option to repay a portion of your debts over three to five years. It’s court ordered, so you don’t need to worry about your creditors opting out of the plan like they do in debt consolidation and debt repayment programs. Ch 13 bankruptcy is also an effective tool for paying back taxes, getting caught up on your mortgage payment. It will allow you to make one payment each month to the bankruptcy trustee, who will then distribute the money to your creditors.

Boulder Estate Planning Attorney

Estate Planning doesn’t need to be morbid or intimidating. In fact, most people find that it’s a relief to get the process of planning for the future underway.

  1. We’ll start with a free consultation, during which time you’ll let us know about your goals and we’ll make suggestions about how to achieve them.
  2. Once we’re on the same page, we’ll start preparing the appropriate documents. Estate planning isn’t a “one size fits all” practice area, so your estate plan will be tailored to suit you. We’ll correspond via email, over the phone to clarify and fine tune.
  3. We’ll have a follow up meeting in the office to talk about some of the more sensitive decisions that need to be made.
  4. We’ll finish up the work and then have you back into the office for the signing ceremony, during which your estate plan is witnessed and notarized.

Boulder Tax Resolution Lawyer

The IRS is a debt collection machine. It’s powerful, complicated, and resourceful. Many people simply stop filing tax returns when they realize they’re going to owe, but this only makes the problem worse. Fortunately, the tax code provides for a number of tools to resolve your tax debt such as:

  • Offer in Compromise
  • Installment Agreement
  • Currently Not Collectible Status
  • Penalty Abatement
  • Innocent Spouse Relief
  • Chapter 7 Bankruptcy Discharge
  • Chapter 13 Bankruptcy Repayment
  • Statue of Limitations.

While there are a number of methods for reducing and repaying your tax debt, the trick is in knowing which ones will work for you and how to take advantage of them. Beware of companies which offer to instantly settle debt for pennies on the dollar. It’s never as easy as that. Every tax case requires investigation and care in developing the correct strategy, because mistakes will cost you both time and money. The Law Office of Clark Daniel Dray will work closely with you to determine the best path forward, and then take the lead in negotiating with the IRS on your behalf.

For Your Free Bankruptcy, Estate Planning, or Tax Resolution Consultation, Call (303) 848-2864

Serving Boulder, Longmont, Lafayette, Niwot, Superior, Erie, Boulder County, Weld County and the surrounding area.

Offices also located in Broomfield, Denver, Greenwood Village, Golden, Littleton, Louisville, and Lone Tree, Colorado.